Tool 1
📄 AI Contract Scanner
Paste your offer letter or employment contract. Our AI reads it and flags every clause that could hurt you — bonds, non-competes, unpaid OT, and hidden obligations.
Disclaimer: This is an AI educational tool, not legal advice. It may miss clauses or misread context. Always consult a lawyer before signing any employment contract.
📋 Paste Contract / Offer Letter Text
Powered by AI · Results in ~10 seconds
Reading your contract…
Tool 2
⛓️ Bond Break-Even Calculator
Should you break your bond or serve it out? Enter the numbers. Get the honest math — no opinion, just the financial reality.
⛓️ Your Bond Details
How soon can you join if you break?
Subsidised housing, meals, etc.
Tool 3
📈 Salary Trajectory Planner
Based on DMFPI benchmark data. Enter your current stage and target specialty — see projected income at every career milestone.
📈 Your Career Path
Tool 4
🧾 Tax Optimizer for Doctors
Most Indian doctors overpay ₹50,000–2,00,000/year in income tax. This tool calculates your current tax, finds every deduction you're missing, and shows exactly how much you can save.
Disclaimer: For education only. Tax laws change annually. Consult a CA before filing.
🧾 Your Income Details (Annual)
Consultation fees, procedures, etc.
Current Investments / Deductions
Max ₹1,50,000
Self ₹25K + parents ₹50K (senior citizens)
Extra ₹50K deduction over 80C limit
No cap — full interest deductible for 8 years
Tool 5
🏦 Education Loan Planner
Calculate your EMI, total interest, optimal prepayment strategy, and tax savings under Section 80E — specific to doctors who took education loans.
🏦 Your Loan Details
How much extra can you pay each month?
Tool 6
🏥 "When Can I Open My Clinic?"
The dream of every surgeon — their own clinic. This calculator tells you when, how much it will cost, how to fund it, and when you'll break even.
🏥 Clinic Setup Parameters
Tool 7
📊 Doctor Wealth Snapshot
Your real financial position — assets minus liabilities. Most doctors in their 30s have negative net worth and don't know it. This tool shows you the truth.
💰 Assets
📉 Liabilities